Cell Phones and Driving

Cell Phones and Driving

In the United States over 254 million people subscribed to such wireless communication devices as cell phones as of February 2008, compared with approximately 4.3 million in 1990, according to the Cellular Telecommunications & Internet Association.
Increased reliance on cell phones has led to a rise in the number of people who use the devices while [...]

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Car Insurance Rates Reduced Using Tracking Devices – Pay as You Drive

Tracking devices to cut car insurance rates
A new concept in determining auto insurance bills is coming to the state with the nation’s highest average rates: pay-as-you-drive.
For the first time, a New Jersey auto insurance company wants to equip cars with high-tech devices that constantly track motorists’ driving habits to determine how much they should pay.
Starting [...]

Welcome to one of Tennessee’s finest Insurance Agents – Ernie Hobbs

Ernie is a licensed agent with the state of Tennessee and offers a wide range of insurance products to consumers, including auto, home, boat, and even pet insurance. Ernie is based in Tullahoma a beautiful corner of Tennesee.
We’ve found Ernie a pleasure to speak with, he’s down to earth, easy going and a true [...]

Are you drunk? A quick guide to state by state DUI laws

Every year thousands of American’s die on our roads as a result of alcohol or drug impaired drivers. Few activities carry the social stigma of drunk driving, and society has taken significant strides in combating driving under the influence. Here’s a quick primer on what states are doing about alcohol and motor vehicles.
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